Pakistan's first IBS · Installment Business Solutions

Every financed phone,
under your control
until the last rupee lands.

Android installment management software for mobile phone retailers in Pakistan.

IBS — Installment Business Solutions — locks, tracks and reminds, remotely, for the Android phones (Android 7.0 and above) your shop sells on installment, from your Client Dashboard and the Dealer App.

Android 7.0 and above
Live GPS location
Urdu & English support
10 free device keys to start

An illustration of the paid and overdue states — flip it to preview both.

Why choose IBS

Built in Pakistan, for Pakistani retailers.

Your customers' data, your business records, and your daily operations deserve a system that understands how installment retail actually works here — and keeps everything close to home.

Your data stays close to home

IBS is built and operated in Pakistan. There's no need to hand your customers' names, payment records, and locations to a platform based outside the country.

Real support, in Urdu or English

Talk directly to the team that built the system — on WhatsApp, in your language, without routing through an overseas call centre.

Priced and billed in PKR

No currency conversion, no international payment friction — pricing built around how Pakistani retailers actually pay. See how device-key pricing works.

Built for local retail, not adapted for it

Urdu lock-screen reminders, qist-based plans, and a dealer hierarchy that matches how Pakistani phone shops are actually structured — from day one, not bolted on later.

Supporting a Pakistani-built platform means your business grows on infrastructure that's accountable, reachable, and invested in Pakistan's retail sector — not just serving it from a distance.

Keep Pakistan's Data in Pakistan
What the system does

Control that doesn't need a field visit.

Everything below runs from your Client Dashboard and the Dealer App, over the customer's normal mobile data. See the full features overview for details on each.

Device lock & unlock

Freeze a device the moment an installment is missed. Release it as soon as the payment is recorded — no waiting for the customer to walk in.

See how device lock works →

App lock & unlock

Restrict selected apps as a measured step before a full device lock — keep enforcement proportional for customers who are just a few days late.

Call lock & unlock

Reduce calling access as a final step before full enforcement, for accounts that have gone quiet and stopped responding.

Live location

Track enrolled devices on live GPS — useful for recovery routing when a customer stops answering calls and messages.

More on GPS tracking →

Payment reminders

Automatic reminders before and after the due date, your own reminder or alarm alert, and an Urdu and English lock screen with your shop's contact numbers.

See payment reminders →

SIM change alerts

Get notified when a protected device's SIM is changed, so you can act before the trail goes cold.

Read about SIM-change alerts →

Tamper-resistant by design

Factory reset, safe boot, USB debugging and removal of the IBS app are blocked on protected devices.

Reliable enrollment, every phone

Provision a phone from the Dealer App over a USB-OTG cable or Wi-Fi, then activate it by scanning a QR code — from your own phone, with no computer needed.

How device enrollment works →

Full installment ledger

Every plan, due date, payment and overdue account tracked automatically in your Client Dashboard.

See it in action

Your business, in one dashboard.

The Client Dashboard gives you a live view of every customer, plan and payment — the same screen you'll use every day.

Client Dashboard

Everything at a glance

Total customers, active plans, monthly collection, and overdue accounts — updated in real time as your dealers work.

  • Customers, products & installment plans
  • Payments, expenses & collection reports
  • Bilingual installment agreements, ready to print
  • Staff accounts & activity log
  • One-tap lock or unlock, from any device
Request a walkthrough
client.ibserps.com/dashboard
IBS Client Dashboard showing installment customers, active plans, monthly collection, overdue accounts and a collection-trend chart, with demo data
From counter to customer

Three steps to protect a phone.

The same flow whether it's a brand-new sale today or a device you sold weeks ago that still needs protecting.

01

Enroll at first setup

Provision the phone from the Dealer App over a USB-OTG cable or Wi-Fi, then activate it with a QR code. The device is registered to your shop and protection is active before the customer leaves the counter.

02

Set the installment plan

Enter the price, down payment and number of months in the Dealer App. Due dates, reminders and the lock screen message are generated automatically.

03

Monitor from your dashboard

Track every device, mark payments, and lock or unlock instantly from your Client Dashboard — across your whole business, from one screen.

Built for how Pakistani retail actually runs

One dashboard for you, one app for your counter.

IBS mirrors the structure most phone-finance businesses already use — you don't have to change how you work to adopt it.

Client Dashboard

Your full business view

Customers, active plans, collections, overdue accounts and reports — everything you need to run the business from a browser.

Dealer App

Day-to-day shop control

Enroll phones, set installment plans, collect payments and lock or unlock devices — built for the person behind the counter.

Explore the Dealer App →
Customer device

Protected, not disabled

The phone works normally while payments are current — enforcement only activates when an installment is missed.

Get started

Choose how you want to use IBS

Pick the option that fits your business. Each one has its own page with details, prices and an application form. Questions? Read the FAQ or talk to us on WhatsApp.

Get in touch

Protect your first phone this week.

Tell us how many devices you're financing right now — we'll set up your dealer account and walk you through your first enrollment on a call. New here? Read more about IBS first.